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Capital Access Programs

By Gensler, Gary

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Book Id: WPLBN0000657317
Format Type: PDF eBook
File Size: 497.31 KB.
Reproduction Date: 2005
Full Text

Title: Capital Access Programs  
Author: Gensler, Gary
Volume:
Language: English
Subject: Government publications, Economics., United States. Department of the Treasury--Appropriations and Expenditures.
Collections: U.S. Department of the Treasury Collection
Historic
Publication Date:
Publisher: United States Department of the Treasury

Citation

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Gensler, G. (n.d.). Capital Access Programs. Retrieved from http://members.worldlibrary.net/


Description
Government Reference Publication

Excerpt
Excerpt: Since 1986, when Michigan first developed the Capital Access Program (CAP) as a method to increase the availability of credit to small businesses, many states have gradually enacted CAPs of their own. In fact, by the end of 1998, the nationwide cumulative CAP lending was approximately $1.2 billion.

Table of Contents
Table of Contents Executive Summary ........................................................................................................................ 1 1. Introduction ............................................................................................................................... 3 1.1 How CAPs Work: Program Mechanics ...................................................................... 3 1.2 How CAPs Work: Public Policy................................................................................. 4 2. CAP Performance...................................................................................................................... 5 2.1 General Financial Performance.................................................................................... 5 2.2 Performance in Lending to Specific Groups................................................................ 9 3. Key Program Features of Large CAPs..................................................................................... 11 Appendix I.................................................................................................................................... 15 Figure 1: Nationwide Cumulative CAP Loan Volume and Cumulative Number of CAP Loans.......................................................................................I-1 Figure 2: New CAP Loan Volume and Number New CAP Loans 1997-1998.................I-1 Figure 3: Distribution of State CAP Growth Rates 1998..................................................I-2 Figure 4a: Cumulative CAP Loan Volume by State .........................................................I-2 Figure 4b: Cumulative CAP Loan Volume per Capita .....................................................I-3 Figure 5a: New CAP Loan Volume by State 1998 ...........................................................I-3 Figure 5b: New CAP Loan Volume per Capita 1998 .......................................................I-4 Figure 6: Distribution of Cumulative Average CAP Loan Size Across States.................I-4 Appendix II CAP Data Summary........................................................................................................ II-1 Appendix III Capital Access Program State Laws...............................................................................III-1

 

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